CHYM
Chime Financial, Inc.
33.08
+0.57 (+1.75%)
52w low 15.88
35.55 high
87.4% of range
Financial Analysis
| Ratio | Dec 22 | Dec 23 | Dec 24 | Dec 25 | Trend |
|---|---|---|---|---|---|
| Profitability | |||||
| Gross Margin | 78.7% | 82.8% | 87.6% | 88.0% | |
| Operating Margin | -47.5% | -18.4% | -3.7% | -47.6% | |
| EBITDA Margin | -46.7% | -17.4% | -2.2% | -46.2% | |
| Net Margin | -46.6% | -15.9% | -1.5% | -46.2% | |
| FCF Margin | -50.3% | -14.4% | 3.0% | 1.1% | |
| Returns | |||||
| Return on Equity | -42.7% | -21.7% | -2.6% | -72.1% | |
| Return on Assets | -33.2% | -15.4% | -1.7% | -51.4% | |
| Return on Inv Capital | 26.7% | 12.1% | 3.6% | -74.3% | |
| Liquidity | |||||
| Current Ratio | 5.90x | 4.03x | 3.43x | 4.53x | |
| Quick Ratio | 5.90x | 4.03x | 3.43x | 4.53x | |
| Cash Ratio | 0.94x | 0.83x | 0.90x | 1.20x | |
| Leverage | |||||
| Debt / Equity | 0.09x | 0.11x | 0.10x | 0.10x | |
| Equity Multiplier | 1.29x | 1.41x | 1.52x | 1.40x | |
| Efficiency | |||||
| Asset Turnover | 0.71x | 0.97x | 1.15x | 1.11x | |
| Effective Tax Rate | 0.1% | -0.1% | -11.5% | -0.1% | |
| Op CF / Net Income | 0.92x | 0.77x | -2.53x | -0.05x | |
| Investment | |||||
| Capex / Revenue | 7.2% | 2.2% | 0.9% | 1.3% | |
| R&D / Revenue | 24.0% | 20.3% | 18.5% | 42.8% | |
| SG&A / Revenue | 59.9% | 46.8% | 41.7% | 52.5% | |
Revenue CAGR
+29.4%
Net Income CAGR
--
EPS CAGR
--
FCF CAGR
--
Revenue YoY
+30.7%