CHYM
Chime Financial, Inc.
33.08
+0.57 (+1.75%)
52w low 15.88
35.55 high
87.4% of range
Financial Analysis
| Ratio | Mar 25 | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 | Sep 26 | Trend |
|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||
| Gross Margin | -- | 87.3% | 87.2% | 88.9% | 89.6% | 88.8% | -- | |
| Operating Margin | -- | -176.2% | -11.9% | -9.0% | 7.1% | 3.2% | -- | |
| EBITDA Margin | -- | -174.8% | -10.5% | -7.7% | 8.3% | 4.3% | -- | |
| Net Margin | -- | -174.8% | -10.1% | -7.5% | 8.3% | 4.2% | -- | |
| FCF Margin | -- | 4.4% | 2.5% | 2.9% | 12.4% | 29.5% | -- | |
| Returns | ||||||||
| Return on Equity | -- | -64.7% | -3.8% | -3.2% | 3.7% | 2.0% | -- | |
| Return on Assets | -- | -48.5% | -2.8% | -2.3% | 2.7% | 1.4% | -- | |
| Return on Inv Capital | -- | -65.1% | -4.5% | -3.8% | 3.2% | 1.5% | -- | |
| Liquidity | ||||||||
| Current Ratio | -- | 4.83x | 4.94x | 4.53x | 5.07x | 4.62x | -- | |
| Quick Ratio | -- | 4.83x | 4.94x | 4.53x | 5.07x | 4.62x | -- | |
| Cash Ratio | -- | 2.41x | 1.25x | 1.20x | 1.77x | 1.38x | -- | |
| Leverage | ||||||||
| Debt / Equity | -- | 0.06x | 0.10x | 0.10x | 0.09x | 0.09x | -- | |
| Equity Multiplier | -- | 1.33x | 1.36x | 1.40x | 1.35x | 1.42x | -- | |
| Efficiency | ||||||||
| Asset Turnover | -- | 0.28x | 0.28x | 0.30x | 0.33x | 0.34x | -- | |
| Effective Tax Rate | -- | 0.1% | -0.5% | -0.1% | 0.8% | 0.8% | -- | |
| Op CF / Net Income | -- | -0.03x | -0.32x | -0.73x | 1.64x | 7.45x | -- | |
| Investment | ||||||||
| Capex / Revenue | -- | 1.0% | 0.7% | 2.5% | 1.2% | 1.5% | -- | |
| R&D / Revenue | -- | 117.7% | 22.8% | 18.7% | 17.0% | 16.7% | -- | |
| SG&A / Revenue | -- | 88.0% | 42.4% | 45.8% | 36.4% | 36.5% | -- | |
Revenue CAGR
+6.1%
Net Income CAGR
--
EPS CAGR
--
FCF CAGR
+70.7%
Revenue YoY
--