TWFG
TWFG, Inc.
27.02
-0.07 (-0.26%)
52w low 16.56
31.42 high
70.4% of range
Financial Analysis
| Ratio | Mar 25 | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 | Sep 26 | Trend |
|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||
| Gross Margin | -- | 24.6% | 27.8% | 31.3% | 33.3% | 36.0% | -- | |
| Operating Margin | -- | 9.2% | 11.2% | 12.1% | 14.8% | 18.2% | -- | |
| EBITDA Margin | -- | 23.5% | 25.9% | 36.1% | 29.0% | 30.0% | -- | |
| Net Margin | -- | 3.4% | 2.8% | 4.7% | 2.5% | 2.8% | -- | |
| FCF Margin | -- | -45.8% | 12.7% | 8.6% | -9.0% | -17.9% | -- | |
| Returns | ||||||||
| Return on Equity | -- | 2.5% | 2.2% | 3.5% | 2.5% | 5.1% | -- | |
| Return on Assets | -- | 0.6% | 0.5% | 0.8% | 0.5% | 0.7% | -- | |
| Return on Inv Capital | -- | 10.8% | 11.5% | 18.0% | 18.1% | 35.2% | -- | |
| Liquidity | ||||||||
| Current Ratio | -- | 4.59x | 4.68x | 5.12x | 3.42x | 2.56x | -- | |
| Quick Ratio | -- | 4.59x | 4.68x | 5.12x | 3.42x | 2.56x | -- | |
| Cash Ratio | -- | 3.52x | 3.35x | 3.54x | 2.12x | 1.11x | -- | |
| Leverage | ||||||||
| Debt / Equity | -- | 0.12x | 0.11x | 0.10x | 0.11x | 0.17x | -- | |
| Interest Coverage | -- | 142.47x | 152.39x | 254.32x | 230.23x | 321.74x | -- | |
| Equity Multiplier | -- | 4.36x | 4.40x | 4.47x | 5.37x | 7.76x | -- | |
| Efficiency | ||||||||
| Asset Turnover | -- | 0.17x | 0.18x | 0.17x | 0.19x | 0.24x | -- | |
| Effective Tax Rate | -- | 6.4% | 9.2% | 6.1% | 8.0% | 5.6% | -- | |
| Op CF / Net Income | -- | 4.91x | 8.68x | 4.51x | 12.93x | 4.14x | -- | |
| Investment | ||||||||
| Capex / Revenue | -- | 62.4% | 11.5% | 12.6% | 41.3% | 29.5% | -- | |
| SG&A / Revenue | -- | 9.3% | 8.4% | 10.7% | 10.5% | 10.1% | -- | |
Revenue CAGR
+10.0%
Net Income CAGR
+4.9%
EPS CAGR
-4.9%
FCF CAGR
--
Revenue YoY
--